Any merchandise displayed in posts on courage dear.com has been personally bought by me. If a product has been sent to me to trial and review it (Sponsored Posts) for my readers knowledge, it will be marked with an asterisk (*). You will find sponsored post information at the bottom of every post.
I will ALWAYS give my honest opinion on each product no matter how much I may like the brand. I will never do sponsored posts for a company that does not fit my brand or cannot help my readers out in any way!
Some posts may also contain affiliate links to products that I recommend based on the nature of the post.
This means using affiliate links, I will receive some sort of compensation if someone chooses to purchase the item, at NO cost to the purchaser.
You will also see advertisements placed on pages throughout my website. Please note, if clicked on, I do receive compensation at NO COST to you. I am a Google AdSense affiliate, World Nomads affiliate and CJ Affiliate and, Shareasale affiliate. This website does not own the trademarks of Google, World Nomads, Shareasale, or CJ Affiliates. The Google logo is owned by Google.com and its affiliates. The World Nomads logo is owned by worldnomads.com and its affiliates. The CJ logo is owned by cjaffiliates.com and its affiliates. The Shareasale logo is owned by shareasale.com and its affiliates
Blaaahhh, so, that being said, Yes, I have chosen to monetize my site and there are some things I will promise to you in exchange:
All pictures posted on couragedear are personal property of Kayla Grinalds and are copyrighted unless otherwise stated. If images are not from me, they will be stated under the picture and credit will be given to the original artist.
If you do wish to use my images, please send me an email at firstname.lastname@example.org to ask first.
If I agree with your purpose for the use of my picture, please make sure that full credit is given, and the picture is linked back to couragedear.com
On this website, I do sell online courses and digital products available for download. So here are some rules…
It’s important to know that All rights are reserved.
At all times, no part of any purchased or free workbooks, guides, resources or online courses may be reproduced or modified in any form, including photocopying, recording, or by any information storage and retrieval system, without permission in writing from me, Kayla Grinalds at http://www.couragedear.com. Yes, I have downloadable resources and they can be downloaded indefinitely as long as you are an email subscriber of http://www.couragedear.com. If you unsubscribe from this website, you still have access to any purchased downloads, but the copyright rules still apply. However, unsubscribers will no longer have future access to new marketing resources, online courses and workbooks. The free resources will always be available but, this copyright still applies.
Agreement between User and http://www.couragedear.com
Welcome to http://www.couragedear.com. The http://www.couragedear.com website (the “Site”) is comprised of various web pages operated by Courage Dear, LLC (“Courage Dear”). http://www.couragedear.com is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of http://www.couragedear.com constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
http://www.couragedear.com is an E-Commerce Site.
A faith-based resource hub for Christian new grads.
Visiting http://www.couragedear.com or sending emails to Courage Dear constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Children Under Thirteen
Courage Dear does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use http://www.couragedear.com only with permission of a parent or guardian.
At this time, Courage Dear DOES NOT offer refunds for purchases made on online courses and workbooks. However I, Kayla Grinalds, will personally work with you to understand any problems, concerns and/or difficulties that you have with the product you have purchased. Please contact me at email@example.com with Problems and Concerns as the email subject.
Links to Third Party Sites/Third Party Services
http://www.couragedear.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Courage Dear and Courage Dear is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Courage Dear is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Courage Dear of the site or any association with its operators.
Certain services made available via http://www.couragedear.com are delivered by third party sites and organizations. By using any product, service or functionality originating from the http://www.couragedear.com domain, you hereby acknowledge and consent that Courage Dear may share such information and data with any third party with whom Courage Dear has a contractual relationship to provide the requested product, service or functionality on behalf of http://www.couragedear.com users and customers.
No Unlawful or Prohibited Use/Intellectual Property
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of Courage Dear or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Courage Dear content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Courage Dear and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Courage Dear or our licensors except as expressly authorized by these Terms.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
Courage Dear has no obligation to monitor the Communication Services. However, Courage Dear reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Courage Dear reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Courage Dear reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Courage Dear’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Courage Dear does not control or endorse the content, messages or information found in any Communication Service and, therefore, Courage Dear specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Courage Dear spokespersons, and their views do not necessarily reflect those of Courage Dear.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials Provided to http://www.couragedear.com or Posted on Any Courage Dear Web Page
Courage Dear does not claim ownership of the materials you provide to http://www.couragedear.com (including feedback and suggestions) or post, upload, input or submit to any Courage Dear Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Courage Dear, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. Courage Dear is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Courage Dear’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
Third Party Accounts
You will be able to connect your Courage Dear account to third party accounts. By connecting your Courage Dear account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.
The Service is controlled, operated and administered by Courage Dear from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Courage Dear Content accessed through http://www.couragedear.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
You agree to indemnify, defend and hold harmless Courage Dear, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Courage Dear reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Courage Dear in asserting any available defenses.
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Courage Dear agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. COURAGE DEAR, LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
COURAGE DEAR, LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. COURAGE DEAR, LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
Courage Dear reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Ohio and you hereby consent to the exclusive jurisdiction and venue of courts in Ohio in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and Courage Dear as a result of this agreement or use of the Site. Courage Dear’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Courage Dear’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by Courage Dear with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Courage Dear with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Courage Dear with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
Changes to Terms
Courage Dear reserves the right, in its sole discretion, to change the Terms under which http://www.couragedear.com is offered. The most current version of the Terms will supersede all previous versions. Courage Dear encourages you to periodically review the Terms to stay informed of our updates.
Courage Dear welcomes your questions or comments regarding the Terms:
Courage Dear, LLC
Effective as of January 15, 2021
Collection of your Personal Information
In order to better provide you with products and services offered on our Site, Courage Dear may collect personally identifiable information, such as your:
– First and Last Name
– Mailing Address
– E-mail Address
– Phone Number
If you purchase Courage Dear’s products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
Courage Dear may also collect anonymous demographic information, which is not unique to you, such as your:
Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through Courage Dear’s public message boards, this information may be collected and used by others.
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) registering for an account on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
Courage Dear collects and uses your personal information to operate its website(s) and deliver the services you have requested.
Courage Dear may also use your personally identifiable information to inform you of other products or services available from Courage Dear and its affiliates.
Sharing Information with Third Parties
Courage Dear does not sell, rent or lease its customer lists to third parties.
Courage Dear may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Courage Dear, and they are required to maintain the confidentiality of your information.
Courage Dear may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Courage Dear or the site; (b) protect and defend the rights or property of Courage Dear; and/or (c) act under exigent circumstances to protect the personal safety of users of Courage Dear, or the public.
Tracking User Behavior
Courage Dear may keep track of the websites and pages our users visit within Courage Dear, in order to determine what Courage Dear services are the most popular. This data is used to deliver customized content and advertising within Courage Dear to customers whose behavior indicates that they are interested in a particular subject area.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by Courage Dear. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Courage Dear website.
The Courage Dear website may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Courage Dear pages, or register with Courage Dear site or services, a cookie helps Courage Dear to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Courage Dear website, the information you previously provided can be retrieved, so you can easily use the Courage Dear features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Courage Dear services or websites you visit.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
Courage Dear secures your personal information from unauthorized access, use, or disclosure. Courage Dear uses the following methods for this purpose:
– SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
Children Under Thirteen
Courage Dear does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
From time to time, Courage Dear may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from Courage Dear or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from Courage Dear, you may opt out of such communications by clicking the UNSUBSCRIBE button.
Changes to this Statement
Courage Dear welcomes your questions or comments regarding this Statement of Privacy. If you believe that Courage Dear has not adhered to this Statement, please contact Courage Dear at:
Courage Dear, LLC
Effective as of January 15, 2021